life insurance ????

[davegsxrold929r]

any idea how much it will cost for a policy ., i have never looked into this before...

32yo male., non smoker . no medical history ., plus the racing...  just an idea would be good....

for say 750k or 1 million...  or even 500k policy ., term life ?!

[Protein Filled]

From what I remember from when I was looking, I think the quote I got for me, a 33 yr old non-smoker in good health was $1900 a year or so. This was for a $500,000 policy about a year ago. The places I looked wouldn't even include a provision that it would not cover me while racing...not that I would want that, but still!

[davegsxrold929r]

ouch ., thats like $160 a month .........  and i thought life insurance was cheaper., uggg

[Protein Filled]

It normally is. It's just the racing part that bumped it up to that amount.

[motomadness]

I know at my company, there are certain activities that will explicity exclude your beneficiaries from receiving benefits.  They went as far as discussion portions of dismemberment.  What was interesting is that flying personal aircraft, and a couple of other things were listed, but not any form of racing.  Does that imply that I am covered because it was not explicity cited in the document.  I guess that's the meaning of "contestable".

[tigerblade]

You should be covered for anything that's not specifically listed under Exclusions.

[corvette95]

I am self employed, want to talk money, try getting income disability insurance....telling them you race or not, it is higher than the best health insurance.